Privacy Policy


Harvest Financial Corporation respects the privacy of all our customers. Any information collected is deemed to be the property of Harvest Financial. This information is shared only with institutions whose products or services we use or at the request of our regulatory agencies. These institutions also maintain the same commitment to our customers' privacy. These institutions would include mutual fund companies, insurance companies and our present correspondent, RBC Correspondent Services, a division of RBC Capital Markets, LLC, a wholly owned subsidiary of Royal Bank of Canada(RBC).   The Regulatory  Agencies may be the Securities and Exchange Commission (SEC), the Financial Industry Regulatory Authority (FINRA) or any of the Exchanges where we may place our trades.


The Privacy Policy statement must be given to every account at the time the account is opened. The firm is also required to conduct a mass mailing to all accounts annually. Harvest Financial has elected to process this mailing in the 4th quarter of each year. The Compliance Officer will monitor the annual mailings.


 


 



Harvest Financial Corporation’s Business Continuity Plan



 


Harvest Financial Corporation has developed a Business Continuity Plan on how we will respond to events that significantly disrupt our business. Since the timing and impact of disasters and disruptions is unpredictable, we will have to be flexible in responding to actual events as they occur. With that in mind, we are providing you with this information on our business continuity plan.  If you would like a printed copy mailed to you, please call our main office at 412-391-1466.



Contacting Us – If after a significant business disruption you cannot contact us as you usually do at 412-391-1466, you should call our alternative number, 724-746-2000 or go to our website at www.harvest-financial.com . If you cannot access us through either of those means, you should contact our clearing firm, RBC Capital Markets, LLC., at 1-888-468-1816 and www.rbccm.com for instructions on how it may provide prompt access to funds and securities, enter orders and process other trade-related, cash and security transfer transactions for our customers. 



Our Business Continuity Plan – We plan to quickly recover and resume business operations after a significant business disruption and respond by safeguarding our employees and property, making a financial and operational assessment, protecting the firm’s books and records, and allowing our customers to transact business. In short, our business continuity plan is designed to permit our firm to resume operations as quickly as possible, given the scope and severity of the significant business disruption. 


Our business continuity plan addresses: data backup and recovery; all mission critical systems; financial and operational assessments; alternative communications with customers, employees, and regulators; alternate physical location of employees; critical supplier, contractor, bank and counter-party impact; regulatory reporting; and assuring our customers prompt access to their funds and securities if we are unable to continue our business.


 


 


 


Varying Disruptions – Significant business disruptions can vary in their scope, such as only our firm, a single building housing our firm, the business district where our firm is located, the city where we are located, or the whole region. Within each of these areas, the severity of the disruption can also vary from minimal to severe. In a disruption to only our firm or a building housing our firm, we will transfer our operations to a local site when needed and expect to recover and resume business within 24 hours. In a disruption affecting our business district, city, or region, we will transfer our operations to a site outside of the affected area, and recover and resume business within 48 hours. In either situation, we plan to continue in business, transfer operations to our clearing firm if necessary, and notify you through our website www.harvest-financial.com  or our customer emergency number, 724-746-2000 on how to contact us. If the significant business disruption is so severe that it prevents us from remaining in business, we will assure our customer’s prompt access to their funds and securities.



Our clearing firm, RBC Capital Markets, LLC, backs up our important records in a geographically separate area. While every emergency situation poses unique problems based on external factors, such as time of day and the severity of the disruption, we have been advised by our clearing firm that its objective is to restore its own operations and be able to complete existing transactions and accept new transactions and payments within 48 hours. Your orders and requests for funds and securities could be delayed during this period.